Paying for treatment abroad
Pay by card, or pay monthly from 0% APR for qualified patients.* Either way, your payment goes through Better, not a bank wire.
Checking your monthly options is free and does not commit you to anything. No fees to pay early.
No paperwork. Apply on your phone. Decision in minutes.
Paying a clinic $10,000
Bank wire
Pay through Better
$833 a month*
for 12 months at 0% APR, for qualified patients
or from $475 a month* over 24 months
From 0% APR*For qualified patients
3 to 24 monthsPick what fits you
Up to $25,000Per patient
Soft credit checkDecision in minutes
No fees to pay earlyPay off any time
*Example: a $10,000 treatment is 12 payments of $833 at 0% APR for qualified patients, or 24 payments of $475 at 12.99% APR, with no down payment. Your rate depends on your credit. Subject to credit approval. Financing provided by third party finance companies to patients in the United States and Canada. Terms vary based on credit history.
Monthly options
Type the price of your treatment to see what you could pay each month.
Already have a quote? Type the amount
from $625*
a month* for 12 months at 0% APR, for qualified patients
If you do not get 0%, the same plan at 12.99% APR is about $670 a month*.
Checking your monthly options is free and does not commit you to anything.
*Examples only, with no down payment. Your rate and payment depend on your credit and your final price. Rates from 0% to 36% APR. Subject to credit approval. Eligible treatments are set by the finance company. Ask your coordinator to confirm yours.
You are not alone
Paying monthly lets you get care now and pay a little each month, instead of all at once.
of adults worry they will not be able to afford health care next year.West Health and Gallup, 2025
of Americans with health plans from work put off or skipped needed care because of cost in the past six months.HealthEquity Healthcare Affordability Pulse, Spring 2026
How it works
No paperwork. Apply on your phone.
Check my monthly options
Questions
Talk to a coordinator
Ask about clinics, prices and monthly payments. There is no cost to ask.
Get my priceYes. Checking your monthly options is free and does not commit you to anything. It uses a soft credit check, which does not affect your credit score. No paperwork: you apply on your phone, with a decision in minutes.
Yes. No fees to pay early. There are no prepayment penalties and no late fees.
It depends on your credit. Plans of up to 12 months can be 0% APR for qualified patients. Other plans are 12.99% to 36% APR. You see your exact rate before you say yes.
Up to $25,000 per patient, over 3 to 24 months. If your treatment costs more, you pay the rest yourself.
When you pay through Better you can pay by card, with your card's dispute rights, or spread the cost into monthly payments. A bank wire sends the full amount straight to the clinic before you travel.
Contact Better first. Paying through Better is how you get card payment and monthly plans.
Adults who live in the United States or Canada. Our financing partner decides who is approved, based on your credit. Not everyone qualifies.
No. Monthly plans are provided by our financing partner, a third party lender. You repay our financing partner.
You can use it with clinics that offer monthly payments. They show a Monthly payments available badge on Better.
No cost to ask
Tell us what you need. We send you prices from clinics and show you which ones offer monthly payments.
Checking your monthly options is free and does not commit you to anything. No fees to pay early.
